Last updated: August 15, 2025By accessing this website or purchasing a digital product, you agree to the following Terms of Service. If you do not agree, please do not use this website.1. Digital ProductsThis website offers digital products, including a digital budget planner. All products are delivered electronically through a third-party platform.No physical items will be shipped.2. PaymentsPayments are processed securely through Payhip and its supported payment providers (such as PayPal or Stripe).
We do not store or process payment card details on this website.3. Access and UsePurchased digital products are for personal use only.
You may not resell, redistribute, or share the product, in whole or in part, without permission.4. RefundsDue to the nature of digital products, all sales are generally final.
Please refer to our Refund Policy for more information.5. Intellectual PropertyAll content and digital products available on this website are protected by intellectual property laws.
Ownership of the product remains with the creator.6. DisclaimerThe digital budget planner is provided for general informational and personal use only.
It does not constitute professional financial, legal, or accounting advice.7. Limitation of LiabilityWe are not responsible for any losses or damages resulting from the use or inability to use the digital products or this website.8. Changes to These TermsThese Terms of Service may be updated from time to time.
Any changes will be posted on this page.9. ContactIf you have any questions about these Terms of Service, please contact:Email: [email protected]